Full Investment Disclaimer

1. No Investment Advice

Insider Buyer does not provide investment advice. Nothing on this platform constitutes:

• Investment advice or recommendations
• Financial planning or portfolio management services
• Securities analysis or research reports
• Buy, sell, or hold recommendations for any security
• Performance predictions or guarantees

2. Data Limitations and Risks

All data is sourced from public SEC filings and may contain errors, omissions, or delays. Important limitations include:

• Data Accuracy: SEC filings may contain errors or be filed late
• Timing Delays: Insider transactions may be reported days or weeks after execution
• Incomplete Information: Not all insider transactions are required to be reported
• Context Missing: We do not have access to insider motivations or circumstances
• Market Changes: Stock prices and market conditions change rapidly

3. Past Performance Disclaimer

Past insider trading activity does not guarantee future stock performance. Historical data should not be relied upon as an indicator of future results. Factors that may affect future performance include:

• Changes in company fundamentals
• Market volatility and economic conditions
• Regulatory changes
• Competitive landscape shifts
• Management changes
• Industry disruptions

4. User Responsibility

You are solely responsible for all investment decisions. Before making any investment, you must:

• Conduct your own thorough research and due diligence
• Consider your financial situation, risk tolerance, and investment objectives
• Consult with qualified financial advisors, accountants, or legal counsel
• Understand the risks associated with each investment
• Verify all information independently
• Consider the suitability of investments for your specific circumstances

5. Investment Risks

All investments carry risk of loss. You should be aware of the following risks:

• Market Risk: Stock prices can decline significantly
• Liquidity Risk: You may not be able to sell when desired
• Concentration Risk: Investing in individual stocks is risky
• Timing Risk: Market timing is extremely difficult
• Information Risk: Insider information may be outdated or incomplete
• Regulatory Risk: Changes in laws may affect investments

6. Scoring Algorithm Limitations

Our scoring algorithm is based on publicly available data and historical patterns. It is not predictive and should not be used as the sole basis for investment decisions. Limitations include:

• Algorithm is based on historical patterns that may not continue
• Scores do not account for all relevant factors
• Market conditions and company circumstances change
• Algorithm may not capture qualitative factors
• Backtesting does not guarantee future performance

7. Professional Advice Required

We strongly recommend consulting with qualified professionals before making any investment decisions:

• Financial Advisors: Licensed professionals who can assess your situation
• Accountants: For tax implications of investments
• Legal Counsel: For regulatory compliance and legal issues
• Investment Professionals: For portfolio management and strategy

8. No Warranty or Guarantee

Insider Buyer makes no warranties or guarantees regarding:

• Accuracy, completeness, or timeliness of information
• Investment performance or returns
• Market predictions or forecasts
• Platform availability or functionality
• Results from using our scoring system

9. Limitation of Liability

Insider Buyer shall not be liable for any losses, damages, or expenses arising from:

• Investment decisions based on our platform
• Errors, omissions, or delays in data
• Platform downtime or technical issues
• Market volatility or economic changes
• Regulatory changes affecting investments

10. Regulatory Compliance

This platform is designed to comply with applicable securities laws and regulations. However, users are responsible for ensuring their own compliance with all applicable laws and regulations in their jurisdiction.

11. Acknowledgment

12. Contact Information

If you have questions about this disclaimer, please contact us at legal@insiderbuyer.com.